Rhode Island has generally waived its sovereign immunity and that of its political subdivisions. R.I. Gen. Laws § 9-31-1 (1997). The liability of the state and its cities and towns shall not exceed $100,000. R.I. Gen. Laws §§ 9-31-2 and 9-31-3 (1997). The limitation of liability does not apply to occurrences during which the state or political subdivision was engaged in a proprietary or business function. Id. Further, the general assembly may, by special act, authorize actions against cities and towns for damages in excess of $100,000. R.I. Gen. Laws § 9-31-4 (1997). R.I. Gen. Laws § 9-1-25 (1997) provides a three-year period of limitations for any action brought against the state or its political subdivisions.